Tom Rayfield

Senior Director
18+ years of experience
Expertise advising stakeholders in distressed situations
Specializes in options reviews, capital structure appraisals and contingency planning
London
@alvarezmarsal
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Tom Rayfield is a Senior Director with Alvarez & Marsal Restructuring in London. He brings more than 18 years of experience advising stakeholders in distressed situations across multiple jurisdictions.

Mr. Rayfield's primary areas of focus include business plan and liquidity reviews, capital structure appraisals, contingency planning and advising corporates on their options. His work often includes managing a wide range of stakeholders to deliver restructuring solutions in complex, high-value situations. He has delivered solutions for his clients across a range of industries, including financial services, oil and gas, manufacturing, mining, retail, steel, construction, automotive and airline. 

Mr. Rayfield’s recent and notable cases include supporting Atento on its Restructuring Plan; delivering contingency planning and the pre-packaged sale of Railsbank; undertaking contingency planning for a U.K. steel manufacturer; delivering a liquidity and options review for a high street casual dining chain; advising on the successful restructuring of Premier Oil; and working on the Lehman Brothers administrations.

Additionally, Mr. Rayfield undertook a 16-month secondment to a high street clearing bank to assist in advising corporate borrowers that were in difficulty.

Mr. Rayfield earned a master’s degree in engineering (first class) from the University of Manchester. He is a fellow of the Institute of Chartered Accountants of England and Wales and JIEB qualified. 

Insights By This Professional

The motor finance sector faces significant challenges in 2025 due to ongoing debates over undisclosed commissions and potential redress schemes. The UK Supreme Court is set to rule on whether motor dealers owe a fiduciary duty to customers, which could lead to substantial compensation claims.
A&M Restructuring team was engaged to support Atento in establishing the relevant alternative scenario required for the restructuring plan proceedings and to estimate the likely returns to stakeholders under this alternative scenario.
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A&M Restructuring team was engaged to support Atento in establishing the relevant alternative scenario required for the restructuring plan proceedings and to estimate the likely returns to stakeholders under this alternative scenario.
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