Ms. Grinstead specializes in the development and delivery of customer-centric digital banking strategies, propositions and operations. Her primary areas of focus are digital banking risk management, governance and compliance, strategy and proposition development, and operations efficiency.

With more than 20 years of financial services experience, Ms. Grinstead has launched several digital banks across the U.K. and Middle East; delivered large scale digital transformation and cost reduction programmes; developed growth focused propositions; and transformed back office operations functions.

Prior to joining A&M, Ms. Grinstead was the Chief Operating Officer of D360 Bank, a digital only bank in Riyadh, KSA. She has led digital financial services and transformation in the GCC region for nine years as an executive leader, advisor and operator.

Ms. Grinstead earned a bachelor’s degree in philosophy and mathematics from the University of Bristol, U.K.