Commercial credit risk advisory: Mitigate potential exposure

Credit risk poses a significant threat for banks, thrifts and many non-bank financial institutions. Successfully managing this potential exposurerequires effective execution and integration of a number of interdependent disciplines, functions and processes.

A&M can help you meet and exceed heightened regulatory expectations. Our cross-function credit risk management offerings and processes span the credit lifecycle to include:

Strategy and risk appetite development and assessment
Origination management
Credit administration
Loan level and portfolio level credit risk assessment and analysis, model governance, development and validation
Risk rating systems development and testing
CCAR and DFAST support
Credit reviews and due diligence
Portfolio profitability and capital needs / usage
Credit risk reporting development and assessment
Allowance for loan and lease loss methodology development and adequacy reviews
Work-out, restructuring and asset management
Credit risk review and other independent control functions
Litigation support, including expert consulting and testimony

Thought Leadership

Marc Sherman featured in Financier Worldwide Roundtable on M&A Insurance - 2024

August 1, 2024

In a recent roundtable for Financier Worldwide, Marc Sherman shares his perspective on the latest trends including the increasing use of insurance in the acquisition marketplace, developments in insurance offerings, the benefits of claims experience and using insurance products to manage transactional risk.

Thought Leadership

Blueprint II: Assessing London's Insurance Market on its Digitalisation Journey

April 11, 2024

The Blueprint II programme sets an ambitious mission to digitise the London insurance market, aiming to enhance its efficiency, agility, and cost-effectiveness. Read our latest article to successfully navigate Blueprint II.

Thought Leadership

2024 Key Insurance Themes for the Year Ahead

January 30, 2024

Embarking on 2024, the insurance industry stands at a pivotal juncture. Following a year of profitability driven by increased investment returns, higher interest rates, and premiums in 2023, the industry is confronted with a fresh set of challenges as economic forces slowdown and megatrends such as complex geopolitical risk, technological advancements, and increased cyber-security risks reshape insurers’ operational strategies and challenge established risk and profit models.

Thought Leadership

Anticipating The Future: The Evolution of Complex Claims Management

January 4, 2024

Across the global insurance landscape, multiple megatrends are converging, changing the nature of risks that communities, entities and businesses are exposed to. In our latest paper, we share how five megatrends drive profound impact across the insurance industry and complex claims management.